Prepaid funds are valid for a specified number of days starting from the time of the day they’re added to your account (“Active Period”). Unused funds will expire at the end of the Active Period. Expired prepaid funds will be restored if you Top Up your account within 7 calendar days of their expiry. If you Top Up your account before your existing prepaid funds expire (or are used up), then your Top Up will be added to your existing Prepaid funds and the Active Period for the Top Up will apply to the combined amount of prepaid funds. Prepaid funds are non-refundable. Any Prepaid funds which are added to your account on a promotional basis will expire at the end of the Active Period and are not restored by Top Up. Any included but unused minutes, text messages or data in Prepaid Plans or Add-Ons will not carry over beyond the applicable Plan or Add-On period. The higher the amount, the longer the available time you have to use it before it expires. Check out the chart below. Top Up Cards or Cash Top Up Value Credit or Debit Expiry (In Days) $100 $100 - $200 365 $50 $50 - $99 60 $25 $25 - $49 60 $15 $15 - $24 30 •. If your balance is zero for 120 days, your account will be deactivated and you'll lose your phone number. To reactivate your account, click on the link 'Activate now' above. Keeping a balance in your Prepaid account makes sure that you: • Always have the lowest by-the-minute calling rate. • Always have access to your phone when you need it. • Can carry over any unused account balance to your new expiry date. If your balance is zero, you won’t be able to make/receive calls, browse the web or send texts. Dial #999 from your phone to check your balance. Activate your Mileage Plan account and turn your Virgin America Elevate points into Alaska. Credit card This indicates a link to an external site that may not. Get set for a more rewarding experience on Virgin America and Alaska with the card that gives you more perks and privileges on both airlines. Answers to your questions on the Virgin Atlantic Credit Card Account. Virgin World; Red Carpet Retailers. To transfer money from your Virgin Money Credit Card Account to another account all. You will be required to activate your. From frequent flyer rewards cards to low rate and no annual fee options, Virgin Money credit cards can suit many different lifestyles and goals. Depending on the card you choose, you could also enjoy an introductory 0% interest rate on balance transfers or purchases, bonus points and platinum perks such as complimentary insurance and flight vouchers. Use this guide to compare Virgin Money credit cards features, benefits and fees. You can also learn how to apply and find answers to frequently asked questions so that you can decide if a Virgin credit card is right for you. Virgin Money Credit Card Offer. Compare Types of Virgin credit cards The Virgin Money credit cards you can choose from include reward options, low rate and no annual fee credit cards as well as platinum accounts that come with more complimentary extras. You can compare all the Virgin Money credit card options below to find one that suits your needs. • Balance transfer credit cards If you have existing debt you want to pay off, a Virgin Money balance transfer credit card could help you save on interest charges by offering a competitive introductory interest rate, such as 0% for up to 18 months. After that, a standard interest rate will apply to any balance remaining from the transfer. With Virgin Money, you can balance transfer up to 80% of your available credit limit from eligible non-Virgin credit cards or store cards, as well as personal loans and lines of credit. For more details, you can refer to the terms and conditions on the Virgin Money website or read our. • Frequent flyer credit cards The Virgin Australia Velocity Flyer and High Flyer credit cards reward you with Velocity Points per $1 spent on eligible purchases. These points are automatically credited to your Velocity account, where you can redeem them for flights with Virgin Australia and its airline partners, accommodation, gift cards and merchandise from the Velocity Rewards Store. Depending on the card, you could also enjoy thousands of bonus Velocity Points when you sign up and meet the spending requirements. Compare the latest Virgin credit card introductory offers on this page to find out what's available to you now. • Premium frequent flyer credit cards The Virgin Australia Velocity High Flyer is a premium rewards card that includes a higher earn rate than other Virgin Money frequent flyer cards, a 80,000 bonus points offer and complimentary travel insurance. It also offers two complimentary single-entry Virgin Australia domestic lounge passes and a $129 Virgin Australia flight voucher each year, which you can redeem by making a retail purchase at least 2 months before you request it. As this card has a standard annual fee of $289, make sure you consider whether the benefits will outweigh the cost of it. • No annual fee credit cards With a $0 annual fee for life, the Virgin No Annual Fee credit card gives you a way to save on credit card costs. This card also offers 0% on balance transfers for 12 months. At the end of the introductory period, any debt left over from the balance transfer will be charged interest at the standard variable rate for cash advances, currently 20.99% p.a. Meanwhile, the purchase rate for this card is 18.99% p.a. • Low rate credit cards Virgin's Low Rate credit card is designed to help you save on interest charges, offering a competitive ongoing variable purchase rate of 11.99% p.a. It also has an annual fee of $49 and contactless payment options through Visa payWave. The benefits of banking with Virgin Money These are some of the most popular features you can enjoy with a Virgin Money credit card. • Velocity Frequent Flyer Points If you get a Virgin Money frequent flyer credit card, you'll earn Velocity Points for every dollar spent on eligible purchases. You can then redeem your points for flights with Virgin Australia and its airline partners, accommodation packages and products from the Velocity Rewards Store. Some Virgin Money credit cards come with introductory bonus points offers to help boost your balance. Plus, you can earn extra points by using your frequent flyer credit card with Velocity partners. Check out our guide to with a credit card. • Virgin Australia flight voucher - Velocity Flyer and High Flyer cards Both the Virgin Australia Velocity Flyer and High Flyer credit cards offer you a $129 Virgin Australia gift voucher every year you have the card. All you have to do is make a retail purchase with your card two months before requesting your voucher. You can then use it to help pay for Virgin Australia flights or selected Virgin Australia holiday packages anytime within the first 6 months from the date the voucher is issued. • 0% balance transfer offers If you have a debt that's collecting high interest, Virgin Money offers a number of credit cards with 0% balance transfer promotions for up to 18 months. This means you can transfer a balance from a non-Virgin Money credit card, store card, personal loan or line of credit and pay down your debt without interest for the duration of the balance transfer period. Once the promotion ends, though, the standard cash advance interest rate will apply, so it's wise to pay your entire debt before this happens. • Visa credit card perks All Virgin Money credit cards belong to the Visa payment network, meaning you can access global acceptance and a variety of exclusive Visa perks. You'll be able to use Visa payWave for contactless tap and go payments of up to $100 and receive peace of mind with Visa's No Liability Policy in case your card is ever lost, stolen or used for a fraudulent transaction. You'll also receive access to presale concert tickets, entertainment offers and discounts courtesy of Visa Entertainment. How to apply for a Virgin Money credit card If you've compared your options and decided you want a Virgin Money credit card, you can complete a secure online credit card application within 15 minutes and should receive a response in a matter of minutes. Before you apply, make sure you meet the eligibility requirements and have your relevant information ready for the application. Eligibility requirements • Age. You must be at least 18 years old to apply for a Virgin credit card. • Residential status. You'll need to be an Australian citizen or permanent Australian resident. • Minimum income. Depending on the card, you'll need to meet a specific income requirement to qualify for the card. • Credit rating. You'll need a good credit history to receive approval. Required details and documents Here are the key details you'll be asked to provide when you apply for a Virgin credit card: • Personal information. You’ll need to provide basic personal information like your address and date of birth. You’ll also need to verify your identity using an accepted form of identification such as your drivers licence number. • Financial information. You will need to submit information about your income, your living expenses, details of any assets and liabilities and information about any accounts you wish to include in a balance transfer. If you're considering a Virgin Money credit card, make sure you check out the latest details and offers to see if you can take advantage of 0% interest rate offers or bonus point promotions that could boost your Velocity balance. Also remember to weigh the value of the rewards against card costs such as the rates and fees to decide if one of these cards is right for you. Frequently asked questions If you want to know more about Virgin Money credit cards, here are answers to some of the most frequently asked questions. If you have a question that hasn’t been answered, get in touch with us using the form below. The application requirements for each Virgin credit card are different. You can find the eligibility requirements for Virgin credit cards on our review pages. Generally speaking, you will need to answer yes to the following if you want to apply for a Virgin credit card: • Are you over the age of 18? • Are you an Australian citizen or a permanent Australian resident? • Do you have a good credit rating? If you're still unsure, you can get in touch with Virgin Money directly by calling 13 37 39 to discuss your options. You can request an additional cardholder when you apply for your Virgin credit card. You'll need to provide the person's name, date of birth and other personal details as part of the application. If you’re an existing Virgin credit card account holder, you can request to add a supplementary card on your account by submitting an additional cardholder request form, which is available from the Virgin website. It may take up to 10 business days to process and issue an additional cardholder request.Please note that if the additional card incurs an annual fee, it will be charged to the primary cardholder's account when the supplementary card is issued. If you're the primary cardholder, you'll also be responsible for all charges on the account. You have the following options to make repayments to a Virgin Money credit card. • Direct debit. Jump on the Virgin website to complete and submit a Virgin Money Direct Debit Auto Pay Application Form. This method of payment allows you to automatically pay your entire account balance, just the minimum repayment or a specific amount when your statement comes. The money is taken from a savings or transaction account linked to your Virgin credit card account. You can pay your Virgin credit card from another lender’s internet banking facility using BPAY. The Virgin Money BPAY biller code is 49551 and your customer reference number is your 16 digit credit card number. Virgin credit card statements are issued with a payment slip. Complete this form and mail it with a cheque to Virgin Money at GPO Box 4299, Sydney, NSW, 2001. Make the cheque payable to your Virgin Money credit card account number and be sure to include the type of credit card you hold. Make sure you write your account number on the back of the cheque. • In person at Australia Post. You can pay your Virgin Money credit card at Australia Post using cash or EFTPOS. When you get your new credit card, you'll be able to sign up for a Virgin Money online banking account using these steps: • Go to virginmoney.com.au and look for the 'Login' icon in the top right-hand corner of the screen. • Hover your mouse/cursor over the 'Login' icon. A menu will appear showing all the different options. • Click on 'Credit Cards' in this menu. You'll then be taken to the Virgin Money credit cards login page. • Hit the 'Register' button above where you would enter your login details (if you had them). • Follow the prompts to complete your online account registration. Once you have registered, you can also login to your Virgin credit card account by following steps 1-3 and then entering the login details provided when you registered. Hi Donald, Thanks for your question. Just to clarify, are you referring to a personal loan? If so, Virgin Money are one of a select number of institutions that allow you to transfer your personal loan and line of credit debt to one of their credit cards, as well as letting you transfer other card debt. However, your eligibility requirements will also depend on the level of the debt and your credit history. Should you have any further specific questions regarding your eligibility requirements, I would suggest you get in contact with Virgin Money directly. I hope this has helped. Thanks, Sally. Hi Narelle, Thanks for your inquiry. The minimum credit limit varies and depends on the type of credit card you choose. Most Virgin Australia credit cards offer a minimum credit limit of $6,000, but there are some that also offer a higher amount. If you wish to find out the minimum credit limit of a specific card, kindly check the Comparison table on and click on the credit card of your choice. On the page the product table will provide the details you are looking for, including the minimum credit limit of the respective card you’ve chosen. I hope this helps. Thanks, Jonathan. Disclaimer - Hive Empire Pty Ltd (trading as finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on financial products as a Corporate Authorised Representative (432664) of Advice Evolution Pty Ltd AFSL 342880. Please refer to our. We also provide general advice on credit products under our own Credit Licence ACL 385509. Please refer to our for more information. 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We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. If you are unsure you should get independent advice before you apply for any product or commit to any plan. Finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of major banks, insurers and product issuers. Finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product. You should consider whether the products featured on our site are appropriate for your needs and seek independent advice if you have any questions. Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. 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However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market. Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues. Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria. 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